Conventional

Conventional Loans

Who is this loan product for? A Conventional Loan is best for buyers with strong credit, reliable income, and some savings — who want flexible terms, competitive interest rates, and the option to buy primary, secondary, or investment properties.

• Minimum FICO Score: 620
• Down Payment Minimum: 5% (Home Ready and Home Possible require 3%)
• Max Loan-To-Value: 95%
• Fixed & Adjustable Mortgage Rate Options Available
• Loan Term Options: 10-30 Year
• No Private Mortgage Insurance (PMI) for 20%+ down payment
• Seller Paid Closing Costs: Applicable and varies on down payment %.

As independent mortgage brokers, we shop multiple lenders to find the most competitive Conventional loan option for you – saving you time, money, and stress compared to working with a single bank.

Ready to see if a Conventional Loan is right for you? Set up a call today for a free pre-approval.